Rates

Foreign Exchange Rates (Rates effective 2022-09-28) Buying Selling
United States (Dollar) 1.3926 1.3415

 

Mortgage Rates

Residential Mortgage Loans
Fixed Rates
1 Year Open 6.90%
1 Year Closed 5.00%
2 Year Closed 5.15%
3 Year Closed 5.30%
4 Year Closed 4.99%
5 Year Closed (*as low as) 5.17%*
7 Year Closed 6.10%
Residential Mortgage Loans
Variable Rates
1 Year Open Prime + 2.00%
5 Year Closed (**as low as) Prime - 0.20%**


PrimeLine Line of Credit (HELOC)
Prime Rate + 1.00%

---

Prime Rate = 5.45%

*5 year closed fixed rates as low as 5.17% for qualifying members - Normal rate: 5.35%
**5 year closed variable rates as low as Prime - 0.50% for qualifying members - Normal rate: Prime - 0.20%.

Learn more about gfcu mortgages >


 

Term Deposits

Non-Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
1 Month 0.25%
2 Month 0.35%
3 Month 0.40%
1 Year 3.25%
18 Month 3.40%
2 Year 3.45%
3 Year 3.55%
4 Year 3.70%
5 Year 4.00%
"The Builder" RRSP or TFSA 3.40%
Minimum $25 / mo

 

Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
1 Month 0.01%
2 Month 0.02%
1 Year 2.00%

Learn more about gfcu term deposits >

 

Variable Savings Accounts

Variable Savings Account Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
Account < $25,000 $25,000 +
Retirement Savings Plan (RSP) 0.85% 0.95%
Life Income Funds (LIF) 0.85% 0.95%
Retirement Income Fund (RIF) 0.85% 0.95%
Registered Educational Savings Plan (RESP) 0.85% 0.95%
Tax Free Savings Account (TFSA) 1.30% 1.30%

Learn more about gfcu saving options >