Rates

Foreign Exchange Rates (Rates effective 2022-07-05) Buying Selling
United States (Dollar) 1.3312 1.2801

 

Mortgage Rates

Residential Mortgage Loans
Fixed Rates
1 Year Open 6.75%
1 Year Closed 3.95%
2 Year Closed 4.10%
3 Year Closed 4.25%
4 Year Closed 4.30%
5 Year Closed (*as low as) 4.30%*
7 Year Closed 5.75%
Residential Mortgage Loans
Variable Rates
1 Year Open Prime + 2.75%
5 Year Closed (**as low as) Prime - 0.50%**


PrimeLine Line of Credit (HELOC)
Prime Rate + 1.00%

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Prime Rate = 3.70%

*5 year closed fixed rates as low as 4.30% for qualifying members - Normal rate: 4.45%
**5 year closed variable rates as low as Prime - 0.50% for qualifying members - Normal rate: Prime - 0.20%.

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Term Deposits

Non-Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
1 Month 0.15%
2 Month 0.15%
3 Month 0.15%
1 Year 1.80%
18 Month 2.35%
2 Year 2.40%
3 Year 2.45%
4 Year 2.60%
5 Year 2.90%
"The Builder" RRSP or TFSA 2.35%
Minimum $25 / mo

 

Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
1 Month 0.01%
2 Month 0.02%
1 Year 1.75%

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Variable Savings Accounts

Variable Savings Account Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
Account < $25,000 $25,000 +
Retirement Savings Plan (RSP) 0.75% 0.85%
Life Income Funds (LIF) 0.75% 0.85%
Retirement Income Fund (RIF) 0.75% 0.85%
Registered Educational Savings Plan (RESP) 0.75% 0.85%
Tax Free Savings Account (TFSA) 1.25% 1.25%

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